:root{--navy:#082d63;--blue:#087ad7;--link:#0763ad;--cyan:#08a9c3;--ink:#11243d;--muted:#53677d;--cream:#f7f3ec;--line:#dbe4ea;--max:1180px;--radius:24px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Inter,"Segoe UI",Arial,sans-serif;line-height:1.65;background:#fff}h1,h2,h3,p{margin-top:0}h1,h2,h3{color:var(--navy);line-height:1.12;letter-spacing:-.035em}h1{font-size:clamp(2.65rem,5.2vw,4.9rem);max-width:760px;margin-bottom:28px}h2{font-size:clamp(2rem,3.6vw,3.15rem);margin-bottom:24px}h3{font-size:1.4rem}a{color:var(--link);text-underline-offset:5px;text-decoration-thickness:1px}a:hover{text-decoration-thickness:2px}.wrap{width:min(var(--max),calc(100% - 48px));margin-inline:auto}.reading{max-width:780px}.section{padding:80px 0}.soft{background:#f6f9fc}.eyebrow{color:var(--link);font-size:.75rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;margin-bottom:20px}.lead{font-size:1.2rem;line-height:1.65}.small{font-size:.9rem;color:var(--muted);margin-top:16px}.section-note{max-width:780px;margin-top:28px}.skip-link{position:absolute;left:16px;top:-100px;z-index:50;background:#fff;padding:12px 18px;color:var(--navy)}.skip-link:focus{top:12px}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--navy);outline-offset:5px;box-shadow:0 0 0 7px #fff}main:focus{outline:none}[id]{scroll-margin-top:24px}.site-header{border-bottom:1px solid var(--line);background:#fff}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}.brand{display:inline-flex;align-items:center;gap:8px;color:var(--navy);font-size:1.03rem;font-weight:800;text-decoration:none;white-space:nowrap}.brand em{color:var(--link);font-style:normal}.menu{display:flex;align-items:center;gap:20px}.menu a{font-size:.83rem;font-weight:700;text-decoration:none;min-height:44px;display:flex;align-items:center}.menu-btn{display:none;min-height:44px;padding:8px 12px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--navy);font:inherit;cursor:pointer}.breadcrumb{padding:20px 0;font-size:.8rem;color:var(--muted)}.breadcrumb ol{display:flex;flex-wrap:wrap;gap:8px 12px;list-style:none;padding:0;margin:0}.breadcrumb li+li:before{content:'/';margin-right:12px;color:var(--muted)}.hero{background:var(--cream);padding:76px 0}.hero-grid{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(0,.8fr);gap:64px;align-items:center}.hero .lead{max-width:650px}.coverage-note{font-size:.92rem;color:var(--muted);margin-bottom:28px}.hero-note{border-left:3px solid var(--cyan);padding:12px 0 12px 28px}.hero-note .statement{font-size:clamp(1.3rem,2vw,1.75rem);line-height:1.5;letter-spacing:-.03em;color:var(--navy);font-weight:650}.hero-note>p:not(.statement):not(.eyebrow){font-size:.92rem;color:var(--muted)}.hero-note>a{display:block;font-size:.95rem;margin-top:28px}.btn{display:inline-flex;gap:18px;align-items:center;justify-content:center;min-height:52px;padding:15px 24px;border-radius:999px;background:var(--navy);color:#fff;font-size:.96rem;font-weight:750;line-height:1.4;text-decoration:none;max-width:100%;white-space:normal}.btn span{flex-shrink:0}.btn:hover{background:#064780}.format-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin-top:36px}.format{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:30px;min-width:0}.format-number{font-size:.75rem;color:var(--muted);letter-spacing:.1em;margin-bottom:32px}.format h3{font-size:1.75rem;margin-bottom:16px}.format p:last-child{margin-bottom:0}.professional-grid{display:grid;grid-template-columns:1fr 2.75fr;gap:64px;align-items:start}.profile{border-left:3px solid var(--cyan);padding-left:30px}.profile-body{display:flex;gap:26px;align-items:flex-start}.profile-photo{flex:0 0 390px;width:390px;aspect-ratio:4/5;border-radius:16px;overflow:hidden;background:#e9f1f5}.profile-photo img{width:100%;height:100%;object-fit:cover;object-position:center 22%}.profile-info{flex:1;min-width:0}.profile h3{font-size:2rem;max-width:480px}.role{font-weight:700;color:var(--link)}.business{background:var(--navy);color:#e4edf5}.business h2,.business h3{color:#fff}.business h2{max-width:890px}.business .eyebrow{color:#78d9e8}.business a{color:#fff}.business .format{background:#10396e;border-color:#53739c}.business .format-number{color:#c4d5e6}.business-bottom{display:grid;grid-template-columns:1fr 1fr;gap:48px;margin:40px 0}.business-bottom h3{font-size:1.5rem}.business .small{color:#c4d5e6}.business .btn-light{background:#fff;color:var(--navy)}.business .btn-light:hover{background:#e9f5fc}.faq{margin-top:32px}.faq details{border-top:1px solid #b7c9d9;padding:0}.faq details:last-child{border-bottom:1px solid #b7c9d9}.faq summary{cursor:pointer;padding:22px 8px;min-height:52px;color:var(--navy)}.faq summary h3{display:inline;font-size:1.04rem;line-height:1.5;letter-spacing:0}.faq details>p{padding:0 8px 18px;margin:0;color:var(--ink)}.closing{background:var(--cream)}.closing .btn{margin:12px 0 22px}footer{padding:50px 0;background:#061d3b;color:#cad9e7}.footer-grid{display:flex;justify-content:space-between;gap:32px}.footer-links{display:flex;flex-wrap:wrap;align-items:start;gap:16px 24px}footer a,footer .brand,footer .brand em{color:#fff}.footer-links a{min-height:44px;display:inline-flex;align-items:center;font-size:.9rem}
@media(max-width:1100px){.menu{gap:12px}.menu a{font-size:.76rem}.hero-grid{gap:36px}}
@media(max-width:950px){.nav{padding-block:16px;gap:16px}.menu{width:100%;flex-wrap:wrap;gap:8px 24px;padding-block:8px}.menu a{font-size:.9rem}.nav-ready .menu-btn{display:block}.nav-ready .menu:not(.open){display:none}.hero-grid{grid-template-columns:1fr;gap:36px}.hero-note{max-width:650px}.hero-note .statement{font-size:1.65rem}.hero{padding:56px 0}.professional-grid{gap:28px;grid-template-columns:1fr}.profile-body{flex-direction:column;align-items:center;gap:20px}.profile-photo{flex:0 0 auto;width:min(380px,70%)}.profile-info{width:100%}.footer-grid{flex-direction:column}}
@media(max-width:700px){.wrap{width:calc(100% - 32px)}.section{padding:56px 0}.hero{padding:44px 0}.format-grid,.professional-grid,.business-bottom{grid-template-columns:1fr;gap:20px}.format{padding:24px}.format-number{margin-bottom:18px}.hero-note{padding-left:20px}.profile{padding-left:20px}.profile h3{font-size:1.8rem}.btn{border-radius:18px;padding:15px 18px}.business-bottom{margin:32px 0}.brand{font-size:.95rem;gap:5px}.brand svg{width:23px}.menu-btn{font-size:.85rem}.breadcrumb{font-size:.75rem}.lead{font-size:1.07rem}.profile-photo{width:88%;max-width:300px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}